The rules that govern your use of our website and services
Last Updated: December 15, 2023
Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the website investwisely.com (the "Site") operated by Invest Wisely ("us", "we", "our").
Your access to and use of the Site is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Site.
By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you may not access the Site.
You must be at least 18 years of age to use this Site. By using this Site and agreeing to these Terms, you represent and warrant that you are at least 18 years of age.
When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Site.
You are responsible for safeguarding the password that you use to access the Site and for any activities or actions under your password. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
You agree not to use the Site:
Additionally, you agree not to:
We strive to provide accurate information about our products, including pricing and availability. However, we do not warrant that product descriptions or other content on the Site is accurate, complete, reliable, current, or error-free. If a product offered by us is not as described, your sole remedy is to return it in unused condition.
All prices are shown in USD and do not include taxes, which will be added at checkout based on your location. We reserve the right to change prices for products displayed on the Site at any time, and to correct pricing errors that may inadvertently occur.
Payment must be made at the time of purchase. We accept various payment methods as indicated on the Site. You represent and warrant that you have the legal right to use any payment method(s) you provide in connection with your Invest Wisely account.
Upon completing your purchase of digital products or services, you will receive access instructions via email. You acknowledge that due to the nature of digital products, they cannot be returned, and all sales are final, except as otherwise provided in our Refund Policy.
Upon purchasing digital content from our Site, we grant you a non-exclusive, non-transferable, limited license to access and use such content for your personal, non-commercial use only. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site, except as expressly permitted.
The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof), are owned by Invest Wisely, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
The Invest Wisely name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Invest Wisely or its affiliates or licensors. You must not use such marks without the prior written permission of Invest Wisely. All other names, logos, product and service names, designs, and slogans on this Site are the trademarks of their respective owners.
Any content or materials you post to the Site (such as reviews, comments, or feedback) will be considered non-confidential and non-proprietary. By providing any such content or materials to our Site, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns the right to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material according to your account settings.
You are expected to use the Site in a manner consistent with any and all applicable laws and regulations. You agree to use the Site in accordance with these Terms and not to:
To the fullest extent permitted by applicable law, Invest Wisely and its affiliates, officers, directors, employees, agents, suppliers, or licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
In no event shall the aggregate liability of Invest Wisely, whether in contract, warranty, tort (including negligence), product liability, strict liability, or other theory, arising out of or relating to the use of or inability to use the Site exceed the amount paid by you, if any, for accessing the Site during the twelve (12) months immediately preceding the date of the claim.
The Site is provided on an "AS IS" and "AS AVAILABLE" basis. Invest Wisely expressly disclaims all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
Invest Wisely makes no warranty that:
The content on our Site is provided for general information purposes only. It is not intended to amount to financial advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our Site.
Although we make reasonable efforts to update the information on our Site, we make no representations, warranties, or guarantees, whether express or implied, that the content on our Site is accurate, complete, or up to date. Investments involve risk, and past performance is not indicative of future results.
You agree to defend, indemnify, and hold harmless Invest Wisely, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site, including, but not limited to, your User Contributions, any use of the Site's content, services, and products other than as expressly authorized in these Terms.
We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
Upon termination, your right to use the Site will immediately cease. If you wish to terminate your account, you may simply discontinue using the Site or contact us to request account deletion.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
These Terms shall be governed and construed in accordance with the laws of Canada, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Site after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Site.
If you have any questions about these Terms, please contact us at:
Invest Wisely